Self-driving cars to disrupt auto insurance industry.

By Ethan Baron, ebaron@bayareanewsgroup.com   Imagine your fully autonomous self-driving car totals a minivan. Who pays for the damages? “There wouldn’t be any liability on you, because you’re just like a passenger in a taxi,” says Santa Clara University law professor Robert Peterson. Instead, the manufacturer of your car or its software would probably be […]

The fee you pay if you don’t have health coverage

The fee for not having health coverage is calculated one of 2 ways. If you or your dependents don’t have insurance that qualifies as minimum essential coverage you’ll pay either a percentage of your household income or a flat fee — whichever is higher. The fee in 2015 If you don’t have coverage in 2015, […]

Moving Violations Costs are Expensive

Moving Violations Costs are Expensive October 16, 2014 In case you are not aware, the fines imposed for moving violations dramatically increased in the last decade. California has a budget crisis and legislators in Sacramento decided to substantially increase the fines as a creative method to obtain more revenue for the state. Of course everyone […]

Certain Medicaid Waiver Payments May Be Excludable From Income.

Certain Medicaid Waiver Payments May Be Excludable From Income On January 3, 2014, the IRS issued Notice 2014-7 addressing the income tax treatment of certain payments to an individual care provider under a state Home and Community-Based Services Waiver (Medicaid waiver) program.  The notice provides that the IRS will treat “qualified Medicaid waiver payments” as […]

How to save on car insurance.

How to save on car insurance Because the initial steps in getting car insurance at a good price can be so frustrating, most people tend to ignore it once they have it. That could be costing them considerable sums of money each year. While it’s easy to mistake auto insurance as something that’s a relatively fixed […]